The Atlanta Car Accident Claim Handbook
A Georgia trial attorney's field guide to what the law requires, what insurers actually do, and the mistakes that quietly kill claims.

A 15-Chapter Field Guide to Protecting an Atlanta Car Accident Claim
Follow the claim from the first minutes at the scene through treatment, insurance, Georgia's deadlines, valuation, and the settle-or-sue decision.
15 chapters · 102 pages
- 01At the Scene7 pages
The First Ten Minutes: What to Do at the Scene of an Atlanta Car Accident
The immediate actions that preserve safety, evidence, and the credibility of a future claim.Police reportScene videoWitnesses
- 02At the Scene7 pages
Call the Police Every Single Time, Even for a Scratch
Why a seemingly minor collision still needs an independent record of what happened.Crash reportFault evidence
- 03Evidence8 pages
Evidence Disappears: Video, Witnesses, and the Preservation Letter
How to identify and preserve evidence before footage is overwritten and witnesses become hard to find.Surveillance footagePreservation letter
- 04Medical Care7 pages
Get Checked Out the Same Day: The Treatment Hierarchy Insurers Grade You On
How treatment timing and the first medical record affect the way insurers evaluate an injury claim.Same-day treatmentMedical records
- 05Georgia Law6 pages
Georgia Is a Fault State: What You Actually Have to Prove
The evidence required to establish another driver's responsibility under Georgia law.FaultBurden of proof
- 06Georgia Law7 pages
The 51 Percent Rule: How Comparative Negligence Decides What You Recover
How shared fault can reduce a recovery - or eliminate it when the legal threshold is not met.Comparative negligence51 percent rule
- 07Insurance6 pages
$25,000 Is All Georgia Requires: The Coverage Gap Nobody Warns You About
Why minimum liability limits may be inadequate and where uninsured motorist coverage matters.Policy limitsUninsured motorist coverage
- 08Evidence5 pages
Who Decides Fault: The Police Report, the Jury, and the Evidence Between Them
How fault decisions develop from the crash scene through negotiations and, when necessary, trial.Police reportJuryEvidence
- 09Insurance7 pages
Filing the Claim: Adjusters, the 90-Day Notice, and the Recorded Statement
What happens when a claim opens, what adjusters request, and where early statements create risk.AdjusterRecorded statementNotice
- 10Insurance6 pages
The Insurance Playbook: How Carriers Argue Your Injuries Away
Common insurance arguments about causation, treatment gaps, prior conditions, and credibility.Claim defensesTreatment gaps
- 11Medical Care6 pages
Medical Records, Liens, and the Black Box: The Evidence That Sets Value
How medical documentation, billing, liens, and claim data shape settlement value.Medical recordsLiensClaim value
- 12Georgia Law6 pages
Two Years and Counting: Georgia's Deadlines and the Ante Litem Trap
The ordinary statute of limitations and the much shorter notice periods for government claims.Statute of limitationsAnte litem notice
- 13Claim Value7 pages
What Your Claim Is Actually Worth: The Damages Buckets
The categories of economic and non-economic loss used to evaluate a Georgia injury claim.Medical expensesLost wagesPain and suffering
- 14Resolution9 pages
Settle or Sue: Risk, Litigation, and the Decision Only You Can Make
The practical tradeoffs between accepting a settlement and pursuing a case through litigation.SettlementLitigationTrial risk
- 15Next Steps8 pages
When to Call a Lawyer, and What Happens If the Other Driver Has No Insurance
When legal help becomes useful and how available coverage changes the path forward.Legal helpCoverage investigation
The earliest decisions are made with the least information and the largest consequences.

Download the Complete Atlanta Car Accident Claim Handbook
Get the full 113-page field guide from Ted Spaulding. No form, no email gate - just the approved PDF.
- 15 practical chapters
- Georgia-specific rules and deadlines
- Insurance tactics explained plainly
- Immediate download
Free PDF download · No email required
Frequently Asked Questions
Common questions about using and downloading the handbook.
What the handbook covers and how to use it.
The handbook covers the decisions that shape a Georgia car accident claim: what to do at the scene, how to preserve evidence, when to seek treatment, Georgia's fault and deadline rules, insurance tactics, damages, and the choice between settlement and litigation.
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Truck Accidents
Learn how Spaulding Injury Law handles truck accidents claims.
Motorcycle Accidents
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Pedestrian Accidents
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Bicycle Accidents
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Uber & Lyft Accidents
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MARTA Accidents
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Drunk Driving Accidents
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Wrongful Death
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Brain Injury
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Catastrophic Injuries
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Back & Neck Injury
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Slip and Fall
Learn how Spaulding Injury Law handles slip and fall claims.
Negligent Security
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Product Liability
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Dog Bites
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Boat Accidents
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